About
Lending You Can Grow On
A century of serving Western Oklahoma producers and just getting started.
From the Black Mesa to the Red River, from commercial feed yards in irrigated corn country to cow/calf and stocker producers working throughout our territory — from Guymon to Tuttle and Alva to Altus — the landscape we serve is as diverse as it is vital. Farm Credit of Western Oklahoma has the privilege to serve the best.
Since 1916, we have been a steady hand for rural families, agricultural businesses, and communities across the state. We are proud of our legacy and passionate about what is ahead.
The Farm Credit Difference
Farm Credit is not just another lender. We are a cooperative, owned by our shareholders instead of outside investors. That means profits go back to the people we serve through patronage dividends.
Our team lives and works in the communities we support. We raise cattle, grow crops, and depend on the weather just like you. Decisions are made locally by people who understand the stakes and care deeply about your success.
At Farm Credit of Western Oklahoma, we do more than write loans. We build relationships, offer perspective, and stand by our shareholders through every season.
Our Mission
Farm Credit supports rural infrastructure providers and farmers by helping to keep American agriculture competitive in global markets. We give back to our rural communities to help keep them viable and thriving.
Our mission at Farm Credit of Western Oklahoma — supporting rural communities and agriculture with reliable, consistent credit and financial services — remains just as critical today as it was more than 100 years ago.
Support Rural
Agriculture
Keep American
Agriculture Competitive
Give Back To The Community
Provide
Financial Services
More Than 100 Years of Service
Since President Woodrow Wilson signed legislation creating the Federal Land Bank System in 1916, Farm Credit has grown into a dynamic network of 67 independent financial institutions serving all 50 states and Puerto Rico.
We provide financing across agriculture and rural life, including producers, cooperatives, rural homeowners, and ag exporters. Through droughts, opportunity, and change, we have stood by our shareholders with one goal: to help rural communities grow stronger.
Timeline:
1916
Farm Credit system created by Congress to provide reliable ag credit
1920s–30s
Local producers navigate the Dust Bowl and Great Depression with support from land bank associations
1980s
Reorganization helps stabilize rural lending during the ag credit crisis
2000s
Expanded loan offerings to meet modern needs, from home loans to agribusiness lending
November 2014
Merger with Farm Credit of Central Oklahoma strengthens lending capacity and service across the region
January 2021
Merger with AgPreference expands resources, technology, and support for rural communities
November 2022
Merger with Farm Credit of Enid increases territory and enhances the association’s ability to serve producers across Western Oklahoma
Today
Farm Credit of Western Oklahoma serves 27 counties with a team rooted in agriculture and committed to local relationships
Backed by History. Built for the Future.
We are proud to be part of the past and future of Western Oklahoma agriculture. If you are ready to grow, expand, or get started, we are here for the long haul.